Financial and Insurance

Financial & InsuranceWe strive to provide you with affordable, high-quality treatment that fits your budget! We offer a variety of payment options to meet your needs. Please ask us about financing options, credit card payments and bank drafts. We thoroughly explain your options, so that we can accommodate your needs.

Insurance

We accept and file dental insurance as a courtesy to our patients. We try to know all aspects of your dental plan. Any treatment outline that we present to you is just an ESTIMATE and not a guarantee of benefits. When we call to verify benefits, the insurance company informs us that, "this is not a guarantee of benefits until they actually receive the claim and process it."

We file a pre-estimate to your insurance for some procedures such as orthodontic appliances, crowns, surgical procedures and large cases. We do not submit pre-estimates for every procedure but, at your request, we will gladly do so. It normally takes three to four weeks to receive an estimate back from an insurance company.

It is very beneficial, as the insured, to know your dental plan and if we are an in network provider.

Common questions to ask your insurance company:

  • What is the frequency of exams, cleanings and fluoride?
  • Is there an age limit for fluoride treatments?
  • Are sealants a covered benefit? If so, what is the age limit?
  • Is my dental plan in network?
  • Do I have orthodontic benefits?
  • Do you have a waiting period with your insurance plan?

Most insurance companies will tell you how they will cover a procedure if you give them the ADA code, which is on the treatment outline.